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How to Win with Investment PropertiesMoney MattersEver considered becoming a landlord or investing in real estate but needed more information? Learn about opportunities in today’s Twin Cities marketplace, how to analyze a property, tax considerations, and things to put in a lease. We review all aspects of becoming a landlord, from buying, selling, and renting.Adult Classes Winter/Spring 2025
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Life, Disability, and Long-Term Care Insurance-Make the Right Choices!Money MattersInsurance is about mitigating risks and preparing for the future. Are you curious about the various types, how they differ, and options and strategies for personal and business applications? How can these three types of insurance benefit both yourself and others, especially when living benefit riders are available? We review options regarding existing policies, too.Adult Classes Winter/Spring 2025
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Savvy IRA Planning: Tax-Saving Strategies to Help You Get More Out of Your IRAMoney MattersPrepare for a secure financial future. You will learn: 7 Strategies for IRA planning 6 roll over options for your retirement plan funds SECURE act changes to IRA planning 3 common required minimum distributions mistakes The difference between indirect and direct rollovers How to coordinate your IRA planning with your overall retirement, estate, tax, Social Security. 3 different options for spousal IRA beneficiaries The decisions you make today can have an impact on your overall retirement plan.Adult Classes Winter/Spring 2025
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Wills, Trusts, and Avoiding MistakesMoney MattersWills, Trusts, Health Care Directives and Powers of Attorney will be explained. Learn when a Will is sufficient and when you might prefer a Trust. Learn ways to avoid probate. Discussion of common mistakes will help you avoid unwanted consequences.Adult Classes Winter/Spring 2025
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Writing Your Own WILLMoney MattersProfessional. Private. Secure. Affordable. This on-line webinar course is conducted by Jim Ramette, Attorney at Law. Jim will help you to write your own Will in an engaging and interesting seminar format. He will present a short background on Wills, and then explain the unique legal PDF Will he developed which allows you to write, and change, your Will for your circumstances. You may change/update your Will - privately in your home - as often as you decide without additional cost. Write your own Will using your computer; update it at any time at no additional cost. This is more than a general information course! Married or single, with or without children - it is important to have a Will to convey your wishes, have control over the distribution of your property, and appoint your children's guardians. Discuss questions with instructor. Following class you will complete your Will in the privacy of your home. Using the professionally designed Self-Help WILL, you can easily write and revise a legal Will for your needs, securely and privately, using your own computer. A video of the webinar will be available afterwards. Computer needed to attend the on-line Webinar. Helpful information will be sent after enrollment and before class. Post-class computer and email are needed as materials are accessed by free Acrobat Reader software. Note: Each participant needs to register and pay the appropriate course fee, individually or as a couple, as each needs their own individual Will document. When registering you will be asked for your name and email address for each participant.Adult Classes Winter/Spring 2025